Vehicle On-Road Price Calculator 2026
Calculate accurate on-road prices across all 28 Indian states instantly
Calculate On-Road Price
Cost Breakdown
Ex-Showroom Price
₹0
RTO Registration
₹0
Road Tax
₹0
Insurance Premium
₹0
Handling Charges
₹0
TCS (if applicable)
₹0
Total On-Road Price
₹0
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How to Use Vehicle Cost Calculator
Our comprehensive vehicle cost calculator helps you determine the exact on-road price for cars, bikes, and SUVs across all Indian states. Get accurate estimates including all mandatory charges and taxes.
Steps to Calculate On-Road Price
- Select your vehicle type (Car, SUV, Bike, or Truck)
- Choose make and model from 700+ vehicles
- Enter or auto-fill the ex-showroom price
- Select your state of registration
- Choose insurance type (Comprehensive or Third Party)
- Click calculate to get detailed cost breakdown
What's Included in Calculation
- State-wise road tax percentages (4-20%)
- RTO registration charges by state
- Comprehensive or third-party insurance estimates
- Dealer handling charges (2-2.5%)
- TCS (Tax Collected at Source) for vehicles above ₹10 lakhs
State-wise Road Tax Information
Road tax varies significantly across Indian states, ranging from 4% to 20% of the ex-showroom price. Our calculator includes the latest 2026 rates for all states and union territories.
Highest Road Tax States
- Tamil Nadu: 20% of ex-showroom price
- Maharashtra: 18% of ex-showroom price
- Andhra Pradesh: 16% of ex-showroom price
- Karnataka: 13% of ex-showroom price
Lowest Road Tax States
- Delhi: 4% of ex-showroom price
- Bihar, MP, Chhattisgarh: 6% of ex-showroom price
- Haryana: 6% of ex-showroom price
- Kerala, Punjab: 8% of ex-showroom price
Additional Charges
Beyond road tax, consider registration fees (₹1,200-₹2,500), insurance premiums, dealer handling charges, and mandatory accessories like FASTag for a complete cost estimate.
Frequently Asked Questions
What is included in the on-road price of a vehicle?
The on-road price includes ex-showroom price, road tax, RTO registration charges, insurance premium, dealer handling charges, and applicable TCS. Additional accessories and extended warranties are extra.
How is road tax calculated for vehicles in India?
Road tax is calculated as a percentage of the ex-showroom price and varies by state. It ranges from 4% in Delhi to 20% in Tamil Nadu. The exact percentage depends on your state of registration.
Can I register my vehicle in a different state to save on road tax?
While technically possible, you must register the vehicle in your state of residence as per Motor Vehicle Act. Registering elsewhere may lead to legal complications and additional penalties.
What is TCS on vehicle purchase and when is it applicable?
TCS (Tax Collected at Source) is 1% of the vehicle price for purchases above ₹10 lakhs. This is collected by the dealer and can be claimed as tax credit during income tax filing.
How accurate is this vehicle cost calculator?
Our calculator uses the latest official rates and provides estimates within 95% accuracy. Actual costs may vary slightly due to dealer-specific charges, promotional offers, or recent rate changes.
What is the difference between ex-showroom and on-road price?
Ex-showroom price is the basic cost of the vehicle at the dealership before any taxes or registration. On-road price is the final amount you pay to legally drive the vehicle, including ex-showroom price, road tax, RTO registration, insurance, dealer charges, and TCS if applicable. The difference typically ranges from 15-30% depending on the state and vehicle price.